Penghua adds value. As a monetary fund, Penghua Value-added Treasure is recognized as high in security. The risk level of money fund is relatively low, and Penghua value-added treasure belongs to low-risk wealth management products. It mainly invests in fixed expected return products with good liquidity, such as bank deposits and short-term bonds, and does not participate in the high-risk stock market, so the expected return is relatively stable. From the perspective of investment scope, the security of Penghua value-added treasure is also relatively guaranteed.