China Rural Credit Cooperative, also known as Rural Credit Cooperative, was established with the approval of the central bank. It is composed of members who voluntarily contribute their shares, and its members are managed independently, focusing on providing financial services to members. Rural credit cooperatives are independent corporate enterprises, which bear debts with all their property, enjoy civil rights and bear relevant responsibilities according to law.

Rural credit cooperatives are very important to China's financial system, and their main task is to raise idle funds and provide financial services for agriculture, rural areas and farmers. At the same time, organize and standardize rural funds to support agricultural production and comprehensive rural development.

Can rural credit cooperatives lend money?

Of course. The loan needs to meet certain conditions, and the applicant is over 18 years old and not more than 65 years old; The applicant's age and loan time add up to no more than 70; The applicant has a stable job and salary and can repay the loan on time; The applicant has no bad credit record, and the loan is used formally and legally; And other conditions stipulated by the bank.