Simply put, wealth freedom means having enough time and money to do what you want. On the premise that "basic" living needs are guaranteed continuously, there is enough capital to "freely" invest in what "should" do.

Second, how to calculate wealth and freedom.

How much money can be realized is related to personal consumption expenditure. If you spend 2,000 yuan in January and have a passive income of 200 1 yuan every month, you will realize the freedom of wealth. However, if you spend 1 10,000 yuan in January and only have a passive income of more than 9,000 yuan every month, it means that you have not reached the state of wealth freedom.

To achieve wealth freedom, you can try the following three tips:

1. Create assets: increase passive income, such as dividends, fund dividends, house rent, bank deposit interest, etc. However, it should be noted that wealth management products have certain risks, and they have to be selected according to their own risk-taking ability.

2. Reduce liabilities: arrange debt repayment and rationally allocate assets.

3. Manage daily expenses: find out your income and expenses, then make an expenditure plan and invest your spare money to get the best return.