Bank deposit: This is China people's favorite way to manage money. You put your money in the bank regularly and earn a little interest every year. This kind of financial management is relatively safe, but the income is very low, especially now that interest rates are falling. ?

Fund: As long as you know that the income of some knowledge is higher than that of bank deposits, it is very important to choose a good fund, and high income will be accompanied by risks. If you want to invest in funds, you can choose to invest in index funds. It is relatively safe and reliable to invest and manage wealth through the fixed investment of the fund. ?

Stock: Don't enter the stock market easily without preparing certain knowledge, because there are many people who lose money in stock trading. You must have a very good attitude and professional knowledge when investing in stocks. When Xiao Bai went in, all he had was chopped leeks. ?

Insurance: Many people look down on insurance financing and think that the income from insurance financing is too low to put money in insurance. As we all know, the insurance company's money is the safest, although the short-term income will not be too high, but with the passage of time, with the role of compound interest over time, in fact, the income of insurance wealth management is not low. ?

Therefore, it is not the most reliable financial management method, but the most unreliable financial management method. The key is whether you have mastered certain professional knowledge. If you don't have the corresponding knowledge, that kind of financial management is unreliable. If you master professional knowledge, that kind of financial management can be controlled. Of course, from the perspective of risk, some financial management methods are definitely relatively safe. ?

Be your financial planner, pay attention to WeChat official account: Ink Shop, and learn practical insurance financial management knowledge.