the housing accumulation fund belongs to the individual housing accumulation fund of employees and belongs to the individual employees. Housing provident fund is used to ensure the basic needs of employees' housing and the construction of employees' housing, and compensation is paid for the difference between principal and interest when employees retire. Including 1, building, rebuilding, overhaul housing can withdraw provident fund, 2, renting a house can withdraw provident fund, 3, children can withdraw their parents' provident fund when buying a house.

the basic function of the provident fund is to buy a house. If you want to apply for a provident fund loan to buy a house, you can withdraw the provident fund to repay the principal and interest; If you apply for a commercial loan to buy a house, you can withdraw the provident fund as the down payment for buying a house

1. You can withdraw the provident fund for building, rebuilding and overhauling houses. Rural collective land transformation, construction or overhaul of self-occupied housing, you can apply for withdrawal of provident fund, but the total amount of withdrawal shall not exceed the construction cost.

2. You can withdraw the provident fund when renting a house. Rental housing can be withdrawn from the provident fund; Ordinary housing lease can apply for withdrawal of provident fund.

3. Children can withdraw their parents' provident fund when buying a house. The provident fund can be used not only for buying a house by yourself, but also for buying a house by children. If you want to apply for a housing provident fund loan or a commercial loan to buy your own house, you can withdraw your parents' provident fund to repay the principal and interest.

the basic function of the provident fund is to buy a house. If you want to apply for a provident fund loan to buy a house, you can withdraw the provident fund to repay the principal and interest; If you apply for a commercial loan to buy a house, you can withdraw the provident fund as the down payment for buying a house, or you can withdraw the provident fund to repay the principal and interest; If you don't need a loan during the purchase process, you can also take out the provident fund at one time.

legal basis: notice on developing individual housing loan business of housing accumulation fund

article 9 strengthens assessment and inspection. The housing and urban-rural development departments of all provinces and autonomous regions should strengthen the assessment of individual housing loan business of housing accumulation funds in various cities, and increase the assessment weight of individual housing loan business. Regular on-site special inspections should be carried out, and cities with poor work should be ordered to increase their efforts. The Ministry of Housing and Urban-Rural Development informs the national housing provident fund about the issuance of individual housing loans every month.