1. If a fund company goes bankrupt, it will face asset liquidation and reorganization and be merged by other fund companies or financial institutions. However, the investor's share and assets shall be retained based on the net value from the date of bankruptcy declaration, and the investor may choose to recover or continue to hold them.

Therefore, even if the fund company goes bankrupt, it will not affect investors.

2. According to the regulations of the CSRC, fund companies and fund managers only do transactions, and fund assets only exist in banks, and a special account is set up, which is called fund custody. Therefore, relatively speaking, fund assets only have the risk of loss caused by poor operation of experts, and there is basically no risk of theft.

3. From a legal point of view, even if the fund management company goes bankrupt or even the custodian bank has an accident, the person who collects debts from it has no right to touch the assets in the investor's fund account, so the security of the fund assets is very guaranteed. In other words, even if the fund company goes bankrupt, investors' money will always be in the bank, and before the fund company is allowed to go bankrupt, a new institution will take over.

Theoretically speaking, fund companies may go bankrupt, but they are all established by large domestic financial institutions (four major banks and securities companies) and will not go bankrupt easily.