Generally speaking, novices do not support buying high-risk funds, and it is best to buy high-security funds. Among all kinds of funds, money fund has the highest security and the least risk, which is suitable for beginners. Although the risk of bond funds is relatively low, it is not recommended to buy them because novices do not understand the financial market.

Is it better for beginners to buy funds or stocks?

For beginners, whether to buy enough stocks or enough funds depends on their own ideas, and individuals can choose which one they prefer. But compared with investing in stocks, the risk of stocks is much greater than that of funds. Stocks need individuals to accumulate for a long time, pay attention to trends and master various basic indicators. Fund investment only needs to choose a good fund, and the fund manager can manage it with confidence.