Question 2: What does "holding shares" mean? The fund share you can operate is your principal MINUS the subscription or subscription fee and then divided by the net fund value on the subscription date.
Question 3: What do you mean by the investment amount 1600 and the shareholding share of 3000? The investment amount is 1600, and the holding share is 3000, which means that you bought it at 1 share of 0.55438+06 yuan.
I bought a fund in the Postal Savings Bank. The four-month investment amount is 1.600, but the holding share is 3000.66. What does that mean? It means that you bought it at 0.52 1 yuan.
Did I earn more 1.400 yuan ―― If the current market value is 1+65438 0 yuan dollars, you will earn more 1.400 yuan. If the current market value is 0. 1 yuan, then you will lose 1300.
The key for you is to understand the concept of 1 portion is not 1 yuan. Partial sum element is a completely irrelevant concept.
-
Not afraid of malicious use of brush points
Insist on the pursuit of truth and true knowledge
Question 4: What does it mean that the realizable amount of lucky treasure is greater than the holding amount? First of all, you should not know how lucky treasure is realized, and then you will understand why the amount realized is too much. The so-called cash withdrawal does not mean taking out the money you invested. The money is used as collateral intact, and the money raised is lent to you by others in the form of personal loans.
For example, I bought a lucky treasure with a term of 10000 and an annual yield of 6%. /kloc-After 0/00 days, I need to withdraw money. You use the cash withdrawal function of Lucky Treasure to initiate a loan application. The loan interest rate can be set by yourself, such as 5%, and the term is 265 days left. If someone buys it later (the same as what you bought at the beginning), it will be successful. If no one buys it, it won't succeed. You should try to increase production. At this time, the money you took was borrowed by others, which has nothing to do with your 10000 yuan. After your money expires, even if there is an agreed rate of return, you should return it to others.
Let's take the above example. Your expected rate of return is 6%, while what you sell to others is 5%. The difference in the middle is your own income, and the principal plus this income is the withdrawal amount. When Zhaocaibao is sold to others, the minimum rate of return is 4.5%. Based on this, the maximum withdrawal amount is calculated, namely10000 * (1+6%)/1+(6%-4.5%) * (265/365).
The formula is abstract but the reason is simple, I hope you can understand.
Question 5: What does the "holding share" of the fund mean? For example, if you buy funds today, each fund costs 1 yuan, and you buy 1 10,000 funds, then your share is "1 10,000".
A few days later, the price of a fund rose to 1.5 yuan each.
Because you have "10000" funds, if you choose to sell, then the selling price is1.5×10000 =15000.
Which means you made 5000 yuan.
Question 6: What do you mean by holding shares? Shareholding is how many shares investors hold in a fund, and how many shares are the net value of the fund. Therefore, if an investor holds 100 shares of a fund, the net value of the fund is 2.5, and the total assets held by the investor are 250 yuan.
Question 7: Why is the realizable amount of Lucky Treasure greater than the holding amount? You really got the accumulated income. Liquidation is to transfer your unexpired deposit to Zhaobao when you need money badly, so it charges you a handling fee of 0.2%, plus interest on the remaining maturity date.
Question 8: What do you mean by fund holdings and net value? Fund holding shares represent how many fund shares investors hold, and fund net value represents how many funds there are, so investors' assets are fund shares multiplied by fund net value equals total assets.
Question 9: What does the amount held by WeChat Wealth Management mean? How much did you buy in it?
As for Internet financial management projects, you can search for fireball financial management, with an annual interest rate of 15%, and you can withdraw 0 ~ 36Kr at any time.
Question 10: What does it mean that the amount held by the fund is 300 and the available amount is 0? In fact, it hasn't arrived yet after redemption, and it takes time to arrive. It usually takes 2-3 working days to see the following rules extracted from the Internet: Take the rules of Huaan Innovation Fund and Southern Steady Growth Fund that have been issued at present as an example: investor scope, domestic individual investors and institutional investors purchase redemption places through the direct sales outlets of fund managers and the agency outlets of fund sales agents (see the fund issuance announcement for details). Time of subscription and redemption: the daily redemption of the Fund shall be handled at the expiration of 3 months after the establishment of the Fund. The daily subscription and redemption time is the trading time of the trading day of Shenzhen-Shanghai Stock Exchange. That is, the trading days of Shenzhen Stock Exchange are 9: 30 am-11:30 am and 1: 00- 3: 00 pm. Purchase method Investors can purchase and redeem by telephone, fax or online through fund managers or designated fund sales agencies. The fund subscription benchmark is based on the amount. The fund redemption benchmark is based on the fund unit. The minimum subscription amount of each investor is RMB 6,543,800+0,000. A single investor can't hold more than 500 million shares. The redemption limit of the fund is no less than 65,438+0,000 in a single redemption, and if the number of fund units in the fund account is less than 65,438+0,000, it will be redeemed at one time. How to deal with the subscription share and balance the subscription effective share is based on the actually confirmed subscription amount. After deducting the corresponding expenses, the net asset value of the fund unit on that day is taken as the calculation basis, and two decimal places are retained, and the two decimal places are discarded, and the assets represented by the discarded parts are owned by the fund. Redemption amount treatment method The redemption amount is calculated according to the effective redemption share actually confirmed on the day and the net asset value of the fund unit, and the corresponding expenses are deducted. After the registered investor successfully subscribes for this fund, the fund registrar will automatically record the investor's rights and interests on T+ 1 working day and go through the registration formalities, and the investor has the right to redeem this part of the fund after T+2 (inclusive) working day. After the investor successfully redeems the fund, the fund registration agency and the transfer registration agency will automatically deduct the investor's rights and interests on T+ 1 working day and go through the corresponding registration procedures. Transaction Arrangement After 3 months from the date of announcement of the prospectus, the Fund will handle the purchase, redemption and other transactions through the sales outlets. Precautions 1. When investors transfer the fund income allocated in the current period to the fund share, they are not limited by the minimum subscription amount; 2. If the holding share exceeds the prescribed maximum due to non-transaction transfer, fund dividend transfer and other reasons, the holding share of a single investor may exceed the prescribed requirements. 3. Fund managers can adjust the limits of fund subscription and redemption according to market conditions. Calculation method of daily fund subscription The subscription amount of this fund includes subscription fee and net subscription amount. Among them,? Subscription fee = subscription amount × subscription rate? Net subscription amount = subscription amount-subscription fee? Subscription quantity = net subscription amount /T-day fund unit net value Note: 1. The net value of the fund unit is in RMB yuan, rounded to the nearest place, and the number of decimal places is determined by the fund manager; 2. The subscription fee shall be in RMB yuan, rounded off, and the number of decimal places shall be determined by the fund manager; 3. The number of subscription shares is rounded to the nearest integer, and the reserved number is determined by the fund manager, and the resulting error is included in the fund assets; 4. The subscription rate is determined by the fund manager. Take the fund subscription calculation method of Huaan Innovation Fund as an example: according to the subscription rate published by Huaan Innovation Fund, it is divided into two grades: 1.2% and 1.5%: (1) The one-time subscription amount is 1 ten thousand yuan (including/kloc- Subscription fee = 1 ××1.5% =150 yuan? Net subscription amount = 10000- 150 = 9850 yuan? Subscription share = 9850/ 1.200 = 8208 Investor B's subscription amount is 300,000 yuan, so according to the formula, B's:? Subscription fee = 300,000×1.5% = 4,500 yuan? Net subscription fee ... >>