I want to buy a fund. Which bond fund has better income now?
The best performing bond funds this year are: 020002,090002, 16 1603. It is best to have your own opinions when choosing bond funds. Many people ask to recommend the best ... in fact, recommending the best bond fund is a beautiful lie, depending on which angle you choose the bond fund. If we consider the long-term income, Huaxia and E Fund have long-term value. But not necessarily the best bond fund this year. It is not advisable to pursue the best funds and star funds. If you are an aggressive investor, the variety you choose is different. Perhaps the following excerpt can help you choose a fund: with the rebound of the market, many investors have begun to pay attention to funds again. No matter in life or on the forum, there are always friends who can't wait to say: recommend me the best fund. So, is there the best fund in the market? Let's see what kind of fund is the "best fund". Based on the requirements of these friends, I summed up that a fund can be called the best, and it should have the following characteristics: smooth trading channels, the highest returns, the lowest risks, the least fluctuations, short-term investment and long-term investment, resistance to decline and leading the rise-the market is best not to rise, but to rise slightly, to rise sharply, not to fall slightly, and to fall slightly after a big drop ........................................................... If there is such a fund, what else? You can wash and sleep. But there are always some persistent friends, especially those who are new to the market, who want others to recommend the "best fund" to him, and some friends are willing to recommend the "best fund" to others. In fact, the "best fund" is relative to a period of time and some investors. Guo Futianyi was the best fund in 2005 and 2006, but it fell behind in these two years. Huaxia market used to be the best fund in 2007 and 2008, but on the one hand, it was a fund that everyone could not buy, on the other hand, the Huaxia market in 2009 was no longer magical. Let's take a look at the core of China Post. In 2007, the scenery was infinite, which was the peak of the ban on war in China market. However, in 2008, it suffered from Waterloo and had to find its place in the lower ranking. Then in 2009, the core of China Post rose again and was regarded as the "best fund" by many friends. From 2005 to 2009, there was a complete bull-bear cycle, and there were relatively excellent funds at each stage. It can be said that "Jiangshan has talented people and has been leading for hundreds of years." There was no fund in the past, there is no fund now, and there will be no fund that can do its best in six months, one year, two years, three years and five years in the future, and no fund can get away with it in the big bear market. Therefore, the "best fund" is deceptive, even if it exists, it is relative-relative to some investors for a period of time. What needs special attention is the latter-the relative part of investors. Look at many funds with the highest yield or old excellent funds with the highest cumulative net worth. Most of them are closed, so their "best" is relative to some investors. In any case, the fund that can't be bought is not the best fund. Of course, denying the existence of the "best fund" does not mean that we do not need to choose a fund. No matter when you start investing, no matter who invests, the choice of funds, including fund portfolio, is very important. For every investor, first of all, we should start with the fundamental judgment, then the choice of fund type, then the analysis of fund companies, carefully study the fund prospectus, and carefully analyze the fund quarterly report ... Generally speaking, we should try our best to choose funds whose investment philosophy conforms to our own investment theory and whose risks and liquidity also meet our own requirements. Everyone's investment purpose and duration are different, and their risk tolerance and liquidity requirements are even different. Therefore, the choice of funds, including the combination of funds, should fully consider these aspects, and the income should not be the first. What is suitable is the best. Therefore, a fund or a group of funds that meet investors' expectations in terms of yield, risk coefficient and liquidity is the best fund.