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Which fund has risen by 22% this year?
Drunk too! What kind of fund is this? The performance is so poor After five years, why not deposit it in the bank? It is certain that the last three years are included in five years. It is really better to earn more than three years. In five years, buying at any time will make money, but the time of buying is different and the income is different.

Look at this performance, it should be a stock fund. I suggest you buy ETF index funds. The income is higher than this fund, and the management cost is particularly low.