Hello, the redemption rate of funds is calculated according to the holding time. If it is held for less than one year, the redemption fee is 0.5%, 0.25 for more than one year and less than two years, and 0 for more than two years.

According to your situation, the redemption fee is 0.25% for 3 (or 4) months and 0.5% for the remaining 12 (or 1 1) months.

Maybe your fixed investment is a loss at present, but the fixed investment of the fund is a long-term investment. Besides, the fund you choose to invest in has a good long-term performance, and the fund company you belong to is more powerful, or the star fund manager Shao Jian is at the helm. Therefore, if it is not in urgent need of money, it is recommended not to rush to redeem it for the time being.