First of all, the definition of a fund is a certain amount of funds set up for a certain purpose, mainly including trust and investment funds, provident funds, insurance funds, retirement funds, funds of various foundations and so on. We ordinary people can participate in securities investment funds. According to different investment objects, funds can be divided into money funds, bond funds, hybrid funds and stock funds.
First, you don't need to invest too much energy. The advantage of the fund is that it is managed by a professional fund company and does not need investors' continuous attention and research. Investment funds let professionals do professional things, so you can devote more time to your daily study and life.
Second, security and stability. Choose a fund managed by a large company, the fund manager is excellent, and the security and stability of funds are relatively high.
Third, the threshold for fund investment is relatively low. Different from other investment methods, the fund has low requirements for funds. Some funds can be purchased up to 10 yuan, which is very suitable for students who have no income and office workers who have just worked and have little savings.
Furthermore, the fund can be purchased at one time or fixed investment. We suggest that the student party make a fixed investment, because the income from the fixed investment is suitable for the student party that invests in Xiaobai and doesn't have much money. There are three main advantages.
Benefit 1: invest regularly, every little makes a mickle. Buying funds through fixed investment can not only force savings, but also realize wealth appreciation, which is a good way to kill two birds with one stone.
Benefit 2: automatic deduction, simple operation. The procedure of fund fixed investment is simple and easy to operate. You can invest once through the internet, and then automatically deduct money in each period, so you don't have to keep looking.
Benefit 3: average investment and spread risks. The funds are invested on schedule at different time points, and the input cost is relatively average, which disperses the risks to the greatest extent. If you hold it for a long time, the income is very considerable. In addition, the fixed investment of the fund is a phased investment, and the deduction may occur at the low point of the market or at the high point of the market, so the risk is dispersed, so the timing of investment is not high, and there is no need to pay attention to the market trend like stocks after investment. It is an excellent choice for student party, office workers and lazy people.
In short, the student party has thousands of dollars in its hands. Instead of putting a little interest in the balance treasure, it is better to make a long-term plan and use the fund to earn the first bucket of gold for yourself and realize the maximum appreciation of wealth.