When buying a fund, if you pay for one type of fund, you will concentrate too much risk. When buying a fund, it is more important to learn to make a fund portfolio. Then how to make a fund portfolio of 6.5438+10,000 yuan? The following small series brings 6.5438+10,000 yuan how to make a fund portfolio, I hope you like it.
How to make a fund portfolio of 65438+ 10,000 yuan?
If there is 654.38+10,000 yuan as a fund portfolio, we must first analyze what kind of investors the investors belong to and how much risk they can bear. Generally speaking, conservative investors have weak risk tolerance and will want to keep their principal. At this time, the fund portfolio can consider low-risk fund portfolio allocation: money fund+pure debt fund.
The Monetary Fund mainly invests in cash, bank deposits with a maturity of 1 year (including 1 year), bond repurchase, central bank bills, interbank deposit certificates, bonds with a remaining maturity of 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed securities, etc.
Therefore, the liquidity of the money fund is better and the risk is lower. As far as Alipay's money fund is concerned, there has never been a loss so far. Although the past does not represent the future, it will still have certain reference significance. Monetary funds are more suitable for conservative investors.
How to make a fund portfolio of 65438+ 10,000 yuan?
Pure debt funds are more risky than money funds, because pure debt funds are funds that invest in bonds, but the risks are relatively small and the returns are relatively stable. If you are a conservative investor, you can consider the fund model of 50,000 money fund+50,000 pure debt fund, which can give consideration to both risks and benefits.
If you are an aggressive investor and want to pursue high returns, if this 6,543,800 yuan is just idle money, you can consider the high-risk fund portfolio allocation: 40,000 pure debt funds+60,000 high-risk fund types (stock funds, hybrid funds, index funds, etc.). ).
Pure debt-based funds mainly invest in bonds, and the risk is relatively small. This part of the money is mainly based on stable income, and high-risk funds mainly invest in stocks. The stock risk is relatively large, and the fund fluctuates greatly.
Therefore, when investing, we must be cautious and consider from many aspects. Choosing a good fund is more likely to make money for a long time. When choosing, you can compare the past income of the fund. Although the past does not represent the future, it will still have certain reference significance.
Rebecca stock trend
Rebecca's concept is actually very unique. Simply put, it is "artificial wig". On April 15, Rebecca rose rapidly in intraday trading, with an increase of more than 2% in five minutes. At 9: 36, she quoted 2.69 yuan, and the transaction was 63 1.2 1 ten thousand yuan, with a turnover rate of 0.2 1%. Rebecca's stock trend is a stock that can be watched for a long time.
What about Rebecca's stock? In fact, it is also a very good stock and an industry leader. In recent years, China's population structure is gradually aging, and middle-aged and elderly people are prone to hair loss, white hair and other problems, resulting in some hairdressing needs. So you can focus on Rebecca's stock.