There are three possibilities here: 1, the price of your fund falls and the assets shrink; 2. Confuse the share and amount; 3. Handling fees or other fees.

First, the fund fell.

The fund price fell and the net value decreased. For example, at the time of purchase, the net fund value was 2 yuan, and 1 0,000 shares were purchased. If the subscription fee is exempted, the amount spent is 2000 yuan. At the time of selling, the net value of the fund was 1.5 yuan, and 1 000 shares were sold. At this time, the total assets of the fund are only 1.500 yuan, and the net value of the fund is reduced by 500 yuan.

Second, confuse the share and the amount.

Many people think that they have less money to sell funds, but they actually confuse the share and the amount. In fact, there is no shortage of money. This is because when the fund is sold, it only shows the share, not the amount.

For example, Xiaohe bought a fund product 1 0,000 copies. At the time of purchase, it was 1 copy 1.5 yuan, and the total amount was 1.500 yuan. Later, when it was sold, it was 1 2 yuan, with a total amount of 2000 yuan. However, because he only showed the share when he sold it, it showed 1 ,000 copies, so he thought that he only recovered 1 ,000 yuan, and mistakenly thought that the money was less. But in fact, the money he sold was 2000 yuan, and the money was not less.

Three. Handling fee or others

Of course, we also need to pay attention to the fact that when selling funds, we need to charge a certain fee. And the money you can recover is the rest of the money sold after deducting the formalities. And some people feel less money because they forget the calculation procedures. After the fund is sold, a part of the selling fee will be deducted. Fund holding income refers to the income since the purchase of the fund, and the real income that investors can obtain needs to be deducted from the selling expenses.

Fund handling fees include: subscription fee, redemption fee and operation fee (management fee, custody fee and sales service fee). The subscription fee varies according to the transaction amount. The larger the transaction amount, the lower the charging standard. The redemption fee varies according to the holding time. The longer the holding time, the lower the handling fee, even 0. The fund operation fee is accrued daily in the fund assets and paid monthly, and is not charged separately to investors. The fees of each fund are different, which can be paid at.

In addition, the cumulative income of the fund refers to the sum of the income of all funds (including all purchases and sales during the holding period). If some funds are still held, it is necessary to deduct the fund selling fee, which is the real income of investors.