National overall planning of basic old-age insurance refers to the overall and coordinated development of the national basic old-age insurance under the guidance of Scientific Outlook on Development, with unified system regulations, unified dispatching and use of funds, unified handling management and unified information system as the main line. On the basis of rapid economic development, clear central policies, and a lot of experience accumulated at the provincial level, it is feasible to realize the national overall planning of basic old-age insurance (unified system, unified management, unified technology and unified fund operation). According to economists' prediction, China's economy will still be in the golden period of rapid growth in the next 2 years, which is also a historical period of rural urbanization, agricultural industrialization and farmers' citizenization. The wage income level and insurance awareness of all kinds of workers will continue to improve, and the number of people participating in basic old-age insurance and the level of payment will also increase greatly. Therefore, even in the context of the national overall planning of the basic old-age insurance fund, the ability to pay within the system will continue to increase, providing protection for the payment of old-age insurance benefits. At the same time, the central government has repeatedly made it clear that it is necessary to improve the overall level of basic old-age insurance, and several provinces have gained rich experience in provincial-level overall planning of basic old-age insurance, so they should be confident and capable of doing a good job in national overall planning of basic old-age insurance. Although there are certain conditions for national overall planning, the difficulty of this work should be fully estimated. Looking back at the history, we began to explore the provincial overall planning system of basic old-age insurance in 1992, but it was not until the end of 29 that the institutional framework of provincial overall planning of old-age insurance was basically established. It shows that the system is advancing slowly and there are many difficulties. The economic reason should be that the regional development is extremely unbalanced, and the management reason should be the financial system of eating in different stoves. In some backward areas and areas where the central financial transfer payment is strong, the progress in promoting the improvement of overall planning level is faster; In some developed areas and areas where the central government has no transfer payment, the progress in promoting the improvement of overall planning level is slower. In the case that the provincial overall planning is not fully in place, it will encounter great difficulties in promoting the national overall planning of basic old-age insurance. We should constantly consolidate the achievements of provincial overall planning and steadily promote the national overall planning. At present, the central government has not given a timetable.

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