There are risks, but the risks are small. Cathay Pacific's cash management currency A belongs to the monetary fund, and its basic assets are money market instruments, that is, financial instruments that can be traded in the short-term capital lending market, which are generally issued by subjects with high credit ratings such as the government, the central bank and commercial banks, so the basic assets have high security.

Matters needing attention in investment and financial management

1, risk and reward should be balanced.

In recent years, with the stimulation of people's financial awareness, many financial institutions have launched financial products to attract people to idle funds. However, due to the lack of knowledge and skills, high expectations and low risk awareness, personal financial investment did not achieve the expected benefits, resulting in unsatisfactory financial management results. Therefore, when we invest in personal financial management, we should keep the balance between risk and income, so as to reduce the risk of financial management investment and obtain ideal income.

2. Bank financing does not mean that the return on capital will be higher and higher.

As the saying goes, the higher the risk, the greater the income, and the higher the income, the greater the risk. In the financial market, there will be no product with high income and no risk. Therefore, bank financing is also risky. When conducting personal financial management, don't just look at the benefits and don't consider the risks. In addition to paying attention to the rate of return, we should also clearly recognize the hidden risks of the selected wealth management products.

3. Choose the right financial products.

Personal financial investment must be used reasonably according to its own risk tolerance, market judgment level and fund allocation. If you have limited energy, are unfamiliar with the financial market, have a low level of market judgment, and do not know enough knowledge, you can rely on the professional financial planning of the bank, and you can protect your assets and get a better return on funds on the premise of taking on finite risk.

Step 4 proceed cautiously

Investors will often go to bonus hunter through various platforms. If they succeed, they can still make a lot of profits. If they don't make good use of it, they may lose everything. Although there are advantages and disadvantages, ordinary investors should use it carefully. Because when you can't grasp the future trend of the market and the timing of entering and leaving the market, bonus hunter can only do the opposite in more cases. Especially when the market is unstable, stability is more important.