The so-called new fund refers to the fund that plays new shares full-time with new shares as the investment target when new shares are issued. Under normal circumstances, once the new fund is won, it may cause the fund to rise, thus bringing good returns to investors. So what's the difference between the new fund and the general fund? Let's get to know each other. I hope it will help everyone!
What's the difference between a new fund and an ordinary fund?
The biggest difference between new funds and ordinary funds is whether they participate in new shares. The new fund is a fund that takes new shares as the investment target when new shares are issued. This means that the new fund can participate in new shares, and once it wins the lottery, the fund will rise. Ordinary funds do not necessarily participate in new shares, so investors of ordinary funds often cannot enjoy the excess returns after the listing of new shares.
How to choose a new fund?
There are still many things to pay attention to when making investment choices for new funds. When choosing the amount of new funds, we should give priority to partial debt mixed funds and flexible allocation funds as far as possible, which can fully improve the utilization efficiency of new idle funds; Playing new funds is also very important for the control of positions. Generally, the stock position is around 5%, which can keep the portfolio risk under control.
In addition, when investing in a new fund, the rate of the fund can not be ignored, generally involving average management fees, custody fees and other expenses. This shows that the fund handling fee has a great influence on the fund income. Therefore, when investing in new funds, it is also important to compare the rates of fund companies.
How to make a new fund
1. Subscription: After a stock is issued on the Shanghai Stock Exchange, users can subscribe through the entrustment system, and the assets participating in the subscription will be frozen;
2. Matching number: The Shanghai Stock Exchange will issue shares according to the total subscription output on the second day of the subscription date. When the total subscription output exceeds the circulation, the winning number is determined by applying for lottery.
3. Lottery lottery: the winning rate will be released on the third day of the application date, and the lead underwriter will lottery the lottery, and the lottery results will be released on the fourth day;
4. Unfreeze assets: unfreeze the subscription money that has not won the prize.
Can I apply for a new fund?
You can apply for a new fund. Generally, new funds participate in innovation through the subscription of new shares on the brokerage platform, which is the same as the process of ordinary users. However, the high market value of the new fund and the large amount of new funds will make the winning rate of the fund higher. The new fund will not only participate in the innovation, but also invest in new shares.
New fund:
1. The new fund is small in scale, and the fund manager is flexible in management, so it can timely switch positions and exchange shares.
2. In the bear market stage, especially when the new fund is launched, the fund manager has to open a position at this time, so the probability of falling is high; However, due to the small position, the decline is not as big as that of the old fund.
3. The liquidity of the new fund is poor, and there is no past performance for reference. However, the purpose of the new fund manager is to improve the fund's income and enlarge the scale, so the new fund is suitable for investors with certain risk tolerance.
Old fund:
1. Old funds are large in scale, and fund managers are generally relatively safe to operate. While ensuring the income, we will not actively pursue the excess income, so there is also a saying that "the old fund will do the scale and the new fund will do the performance".
2, the old fund has past performance as a reference, which can predict the general income of the fund manager in the future.
3. When an old fund encounters a bull market, it may have an unexpected return because of its overweight position, but when it encounters a bear market, the decline will be even greater, so there is a saying that "the bull market buys the old base and the bear market buys the new base".
Where can I buy a new fund?
Stock accounts can buy new funds, and securities accounts can open accounts. The account opening process is as follows:
1. Ask the online account manager for the exclusive account opening link, step by step.
2. Step 1, verify my registered mobile phone number, and then enter the account opening step.
3. Take out the prepared ID card and bank card, and fill in and supplement personal information in detail.
4. Then do a risk questionnaire survey, tie the bank card, set the password, complete the account opening and start stock trading.
T+ 1 trading of the fund, buying stocks on the same day and confirming on the second trading day.
Trading rules of on-site funds: T+ 1 trading, buying on the same day,
It can only be sold on the second trading day (except for cross-border ETFs, bond ETFs, money fund ETFs and gold ETFs, T+0 trading is implemented).