1。 Know your personal situation, such as your income, how much you plan to invest every month, whether it will increase in the future, what your risk preference is, how many years you plan to invest, and what your goal is. Only in this way can we determine what kind of fund you are suitable for.

If you don't make a fixed investment, it is not recommended to pay the bill, because once you lose money, there will be no more funds to cover the position at a lower position. The lowest price for a single purchase is 1000 yuan, and 3000 yuan can only be purchased in three times. There are still risks. Of course, you can buy them separately, but you need more patience to wait for a lower position.

2。 Decide the type of fund, and then choose the appropriate specific fund. When choosing a fund, we should consider the history and long-term performance level of the fund. It is not enough to make a short-term investment of 1 year, because it will take several years for you to make a fixed investment. Communication should also be seen for a longer time. In addition, when selecting funds, we should also pay attention to the overall level of fund companies, the level of fund managers and the appropriateness of the total amount.

3. Choose a specific fund, then choose the fixed investment channel of the fund, and where to handle it. This should also be combined with your situation. Is it convenient and so on. Choosing a good channel is to minimize the handling fee.

4。 Then there is perseverance.

For the high-risk and high-return of partial stocks, it is suggested to consider Harvest Growth, Harvest Services, E Fund's small and medium-sized stocks, E Fund's Shenzhen Stock Exchange 100ETF, etc. For the low risk of partial debt, you can choose E Fund to enhance the return B or E Fund's multiple bonds C.

I hope I can help you.