1. This is a real case reported in the newspaper. The real result is that the court organized mediation between the two parties. As a result, the ex-wife got 30,000 yuan and the current wife got170,000 yuan.

2. The analysis in the newspaper is that it is debatable whether to give it to the ex-wife or the current wife;

From the ex-wife's point of view, it should be for his ex-wife. The reason is that his wife was her when he was insured in 1998, which is the expression of the true meaning of the insured and recognized by the insurance company. After the divorce, the insured did not change the beneficiary, which also shows that the insured recognized her;

4. From the point of view of the current wife, it should be given to the current wife on the grounds that the right to benefit from death is the right to expect, which was uncertain before the death of the insured and has not been realized before his death. Only at the moment when the insured dies can the beneficiary's right to benefit from his death be realized. In this case, when the insured dies, his legal wife is the current wife, which should of course be given to the current wife;

5. Individuals tend to marry their current wives;

In this case, in my opinion, the occurrence of this dispute is related to the lax examination by the insurance company. Of course, this happened in 1998. 10 years ago, the insurance market in China was very irregular, which led to such disputes. Now I believe that no insurance company will accept this unclear designation of the beneficiary of death, and there will be no such dispute.