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What is the correct way to save 1 yuan a month?

It's hard to say how much the income is. It's impossible to imagine that the yield is 1% to 3% like last year.

1. You can choose Guangfa Jufeng, Yiji 5, Huaan A-share, Nuoan Stock Fund and Rongtong 1. You can go to Morningstar, Jimi, Ku Fund and Tiantian Fund to see the performance, ranking and fund of each fund. It is recommended to choose high-risk funds for fixed investment. Or index funds, statistics show that 8% of the funds underperform the Shanghai Stock Exchange Index, so don't expect to choose 2% of the excellent funds, and even if they outperform the index, it is only temporary. In the United States, a fund manager who can outperform the index by 5 percentage points for five consecutive years in more than 2, funds has been introduced as a legend. In addition, because the index fund tracks the index and passively invests, there is no scale control problem, so it will not stop the fixed investment of investors because of the suspension of subscription, as some active stock funds do. Index funds perform better in the long run. An important starting point of choosing a fixed investment fund is to level the risk and reduce the average cost, without worrying about the ups and downs of the market at that time. Choosing a stock fund with greater flexibility is more suitable for fixed investment. As far as equity funds are concerned, index funds with passive investment are more suitable for fixed investment. Warren Buffett wrote in Berkshire's 24 annual report: "Low-cost index funds may be the most profitable tool for investors in the past 35 years, but most investors have experienced a psychological journey from the peak to the bottom, just because they did not choose index funds that are both labor-saving and money-saving, and their investment performance was either very ordinary or very bad." The founder of Pioneer Group, the second largest fund company in the United States, has made statistics. In the 35 years up to 1997, more than three-quarters of active funds did not perform as well as the Standard & Poor's 5 Index. In the long run, index funds can achieve better performance than 7% active equity funds, which is a good choice for long-term fixed investment. The quality of index funds is more trustworthy. Domestic fund managers change frequently. WIND statistics show that as of May this year, the average term of office of successive fund managers of stock-based open-end funds is only 14.59 months, which means that if you make a 15-year fixed investment in the fund, you have to be mentally prepared to change it to 1 fund managers. However, because index funds are passive investments that follow the index, personal influence, the fund manager, can be ignored, and his style is persistent and faithful, so investors can hold it with peace of mind. The bull market needs to buy index funds. The long bull pattern in China stock market has been confirmed. Bull market should buy index funds: because it is difficult for active investment funds to grasp the hot spots in the market, but passive funds with index as the investment target have more advantages. According to the statistics of Galaxy Securities Fund Research Center, among all kinds of funds in 26, index funds performed the best overall, with an average net growth rate of 125.87%. In 27, index funds continued to be bullish. As of August 3, the index fund's net growth rate this year is 11.66%. In the same period, the net growth rate of active stock funds was 97.33%, the average net growth rate of partial stock funds was 92.93%, and the average net growth rate of balanced funds was 84.26%.

fund, English is fund, which broadly refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the perspective of accounting, fund is a narrow concept, which means funds with specific purposes and uses. The funds we mentioned mainly refer to securities investment funds.