The fund is a fund-raising tool. By pooling the funds of many investors, professional fund managers will invest and operate, so as to spread risks and enjoy benefits. There are many kinds of funds, including funds and general funds, and there are some differences between them.
Fund refers to a kind of fund with a specific theme or industry as the investment object and operated by a fund manager. Such as stock funds, bond funds and money market funds. The investment risk and income of the fund are related to the selected investment object, and the fund manager makes investment decisions.
Ordinary funds refer to stock funds, bond funds and other funds that are mainly based on traditional investment methods. Ordinary funds mainly invest in traditional asset classes such as stocks and bonds, and their returns are related to market fluctuations. The investment strategy of ordinary funds is decided by the fund manager, regardless of the fund theme.
The difference between funds and general funds is that funds pay more attention to the investment theme and the risk and return are more dispersed; General funds mainly invest in traditional asset classes, with relatively stable risks and returns. Funds also have other characteristics, such as strong liquidity, good transferability and low management cost.
Funds and general funds are important investment methods, which can help investors realize asset appreciation. When choosing investment products, we need to make comprehensive consideration according to our own risk preference, asset size and other factors, and choose the investment products that suit us.
The difference between funds and ordinary funds mainly lies in the investment theme and risk-return characteristics. The fund pays more attention to the investment theme, and the risk and return are more dispersed; General funds mainly invest in traditional asset classes, with relatively stable risks and returns. When investors choose products, they need to choose according to their investment needs and risk preferences.