With the development of economy, the income level of ordinary people has improved, and more or less they can save a sum of money. Coupled with the rapid development of China's financial industry, the people's awareness of financial management is also increasing. There are more and more financial management methods on the market now, such as national debt, funds, trusts and stocks. So why is the yield of national debt so low that someone will buy it?

The yield of national debt is so low, why do people still buy it?

National debt is a bond issued by the government, which has the characteristics of high credit quality and low default risk. At the same time, the yield of government bonds is relatively stable and is not affected by market fluctuations. Therefore, even if the yield and interest rate of national debt are low, it is still widely welcomed by investors.

When choosing national debt, we need to consider it from many aspects. First, we need to know the bond rating of the national debt. Treasury bonds with higher ratings usually have lower default risk and higher credit quality. Choosing the national debt with higher rating can reduce the investment risk. Secondly, according to the individual's investment goals and capital needs, choose the period that suits you. Short-term treasury bonds usually have lower interest rate risk, while long-term treasury bonds may provide higher interest rate income. In addition, we should also pay attention to the influence of interest rate trend on the price of national debt. When interest rates rise, the price of national debt may fall, and vice versa. We can predict the interest rate trend by studying macroeconomic data, central bank policies and other factors, so as to make more wise investment decisions.

It should be noted that there are certain risks in national debt investment, and investors should fully understand and evaluate the relevant risks and make decisions according to their own conditions.