Banks and brokers sell on a commission basis. China's fund sales channels are relatively simple, mainly banks and brokers. China's fund sales channels mainly include banks, securities companies, insurance companies, third-party payment institutions, internet financial institutions and social security fund management institutions. Banks are the main channels for fund sales in China, including commercial banks, rural credit cooperatives and payment institutions. Securities companies are also an important channel for fund sales in China, including securities companies, futures companies and securities investment fund management companies.