1. Medical insurance is divided into two accounts. The personal account, the money reflected in the medical insurance card, can be used to buy medicines at designated pharmacies, pay for outpatient expenses and the personal out-of-pocket portion of hospitalization expenses; the overall account is managed by the medical insurance center

, expenses incurred by the insured that are eligible for local medical insurance reimbursement will be paid from the overall account.

2. When seeking medical treatment, present your medical insurance card to the designated hospital to prove your insured status and registration. The reimbursement part of the medical insurance will be settled by the medical insurance and the hospital. The individual does not need to pay first and then be reimbursed. At the time of checkout, the individual will pay out of pocket.

Part of it is paid by yourself with the balance of your medical insurance card and cash. 3. When reimbursing for hospitalization, there is a deductible (the deductible standard is generally 10% of the average annual salary of employees in the city in the previous year), which means that you need to pay for the deductible by yourself.

Payment, the part that exceeds the minimum payment line can be reimbursed according to the local medical insurance regulations. The reimbursement ratio is different in different places, and different hospitals and different projects are also different. I cannot give you the details. It is about 80%. You can give me the details.

Go to the local labor and social security website to find out.