Nowadays, many parents at home and abroad buy three types of insurance for their children as soon as they are born, one is medical insurance, the other is accident insurance, and the third is children's education fund insurance.
Each type of insurance can provide corresponding protection for children.
So, what is a good way to buy children’s education fund insurance?
What are the good critical illness insurances for children?
Which ones are cost-effective?
Which one is the most worth buying?
Let’s take a look at the top 10 best-selling children’s critical illness insurance policies from the top 10 insurance companies and learn them one day at a time!
Tips for purchasing children’s education fund insurance “Don’t let your children lose at the starting line”, it can be said that it has become the motto of many parents.
However, the more they want their children to win at the starting line, the more parents need to spend on education.
In order to reduce the educational pressure on parents, various insurance companies have launched children’s education fund insurance.
So, how to buy children’s education fund insurance?
Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list!
Ranking of the top ten insurance companies in the country 1. First improve protection insurance and then choose education insurance.
Many parents attach great importance to their children's education and only think of buying education fund insurance for them, but do not buy or neglect to buy accident insurance and medical insurance, which puts the cart before the horse.
2. When purchasing children’s education fund insurance, you must be careful about liquidity risks.
Children's education fund insurance has poor liquidity and the premiums are usually relatively high. Once funds are invested, the policyholder needs to pay premiums to the insurance company regularly as agreed in the contract, which is a long-term investment.
So everyone should choose carefully.
3. When purchasing children’s education fund insurance, it is best to choose one with protection to cope with the child’s possible future risks of disability, illness, and death; 4. When choosing children’s education fund insurance, it must have an exemption function. Once the policyholder is injured
In the event of risks such as illness, accidental death, severe disability, etc., the child's education fund reserve plan cannot be continued. The insurance company will waive the future insurance premiums payable by the policy holder, so that the child can receive comprehensive protection.
5. Before purchasing insurance, be sure to ask clearly about the coverage scope of the terms.
Some children's education fund insurance can not only provide education funds, but also provide pensions, wedding funds, entrepreneurial funds, etc.
Purchase education fund insurance for your children to provide protection for their education in case family changes affect your children’s education.
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