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recently, the Guangdong provincial government officially issued the "measures for the implementation of the new rural social endowment insurance pilot in Guangdong province", and launched the new rural endowment insurance pilot in an all-round way. Rural residents (including fishermen, herders, etc., excluding students) who have reached the age of 16 and have household registration in Guangdong Province and have not participated in the basic old-age insurance for urban enterprise employees may voluntarily participate in the rural insurance at their household registration. The fund consists of individual contributions, collective subsidies, government subsidies and social donations. The individual payment standard is set to five grades in 1 yuan, 2 yuan, 3 yuan, 4 yuan and 5 yuan each year, and the insured person chooses one of the grades to pay. The payment method of the insured is flexible, and it can be paid monthly, quarterly or yearly. Pension treatment consists of basic pension and personal account pension, which is paid for life. Among them, the basic standard of basic pension is 55 yuan per month. The monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account of basic old-age insurance for urban employees). Lin Yingwu, deputy director of guangdong provincial department of human resources and social security, said that at present, the number of farmers participating in social endowment insurance in Guangdong Province has reached 2.443 million, of which 71, receive monthly pension benefits. However, except for several cities in the Pearl River Delta, the agricultural insurance system has basically been established, and most areas in the province have not yet started the agricultural insurance pilot. There are about 5 million rural residents in the province, including 38.5 million people over the age of 16, and 5.85 million people over the age of 6. At present, the participation rate of farmers in the province is only 6.3%, and most farmers have not yet been included in the scope of social old-age security. According to reports, the highlights of the new rural endowment insurance system in Guangdong Province include: large financial investment, "import" and "export" compensation, and the establishment of basic pensions, highlighting the fairness of the system. Lin Yingwu explained that when the new rural insurance system was implemented, those who had reached the age of 6 and did not enjoy the basic old-age insurance benefits for urban workers could receive the basic pension 55 yuan on a monthly basis without paying the insurance premium for their eligible children. When the system is implemented, farmers over the age of 45 can receive monthly treatment as long as they pay the annual fee and pay less than 15 years. He said that starting the pilot project of the new rural endowment insurance in an all-round way and establishing a new rural endowment insurance system will enable every rural family with an elderly person over 6 to increase their income in 66 yuan at least once a year.