1, average cost, risk diversification, and leverage the market to obtain higher expected annualized expected returns. Fixed investment because every fixed time, no matter how the market fluctuates, you will buy a fixed amount of funds regularly. Compared with single fund investment, regular fixed investment does not need to consider the entry point, and disciplined regular investment will naturally average the investment cost, thus saving the time and energy spent in judging the investment point.
2, compulsory savings, microfinance can also get rich. The compulsory saving function of the fund's fixed investment allows people who love to spend money to save a sum of money for themselves as soon as they get their salary every month. Automatically reduce unnecessary expenses, develop a good financial management concept similar to fixed savings, and realize the dream of a millionaire through fixed investment and monthly investment in 300 yuan.
3, compound interest effect, let money snowball. If the expected annual expected annualized expected return is 65,438+02%, the monthly investment is 65,438+0,000 yuan, the interest will roll over for 20 years, and the sum of principal and interest is as high as 989,000 yuan, you can become a millionaire.
4, outperform CPI, so that money does not shrink. On the premise of long-term investment, the average annual expected annualized expected return of the fund's fixed investment is much higher than that of other wealth management products such as deposits. According to the statistics of 1990-2006, in this 15 year, the annual expected annualized expected return of the A-share market reaches 31%; Even in the mature American market, in the past 80 years after four economic depressions, the average expected annualized expected return has reached 15%.