There are too many varieties, which need to be merged and streamlined. Now that the stock market is not far from the mid-term adjustment, it is better to redeem a few now and buy them after the mid-term adjustment falls sharply. I think the best of these funds is Bank of Communications. Of course, other funds have better ones, not among them. ICBC Select, Bosera Value No.2 and Changxin Jinli are almost the same. Redeem one or two according to the performance, and those with poor performance can be redeemed. The advantage of investing in Morgan Asia Pacific is to invest overseas. At present, the recovery of overseas capital market is not as good as that of China, but if the share is not much, it can continue to be held. This will probably redeem half or even two-thirds of the money, and then buy the blue chip of Bank of Communications, or the Bank of Communications will be stable. In fact, index funds are the best, such as Huaxia CSI 300, Harvest CSI 300 and E Fund CSI 300, all of which are very strong. Most ordinary open-end funds can't beat index funds.