Monetary fund R 1 refers to one of the money market funds. It is an investment tool with very high liquidity and relatively low risk. Such funds invest in highly liquid money market transactions such as short-term loans, government bonds, bank deposits, etc., and their main goal is to obtain income through short-term investment. Compared with other money funds, the agreed assets of the money fund R 1 are clear, so it is usually safer.

Paragraph 2: What is the risk of the money fund R 1?

Although the risk of money fund R 1 is relatively low, it is not completely safe. Because no matter whether the fund invests in government bonds, corporate bonds or bank deposits, there is a risk of default. If the investment object defaults, the impact on the fund's net value is unpredictable. In addition, the money fund R 1 still has interest rate risk, because the money fund R 1 is only a highly liquid money market fund, and its investment return rate is usually higher than that of bank demand deposits, but it may still bring losses due to market interest rate fluctuations.

The third paragraph: how to choose the monetary fund R 1?

When choosing R 1 as an investment tool, we need to consider various indicators. First of all, we should look at the historical performance of the fund company and determine its performance and management ability. Secondly, we should pay attention to the fund's investment portfolio and agreed assets to ensure its liquidity and security. Finally, the fund management fee should be compared with the subscription and redemption fees to ensure that the fees are transparent and reasonable. After careful analysis and evaluation of these factors, we can choose the monetary fund R 1 whose risks and benefits meet individual needs.