Industrial Bank is one of the well-known financial institutions in China, providing customers with various wealth management products. How to choose a suitable financial product for novices or people who have never bought financial products? We can start from the following three aspects.

First, choose according to your own risk preference. If your risk tolerance is low, you can choose low-risk financial products, such as bank deposits and money funds. If the risk tolerance is high, you can choose some high-risk and high-yield products, such as stock funds and bond funds.

Second, choose according to your investment time and goals. If it is short-term financial management, you can choose products with a financial management period of 1-3 months; If it is long-term financial management, you can consider choosing financial products or time deposits of more than 30 days.

Third, choose according to your own financial purposes. If it is to preserve and increase value, you can choose a variety of wealth management product configurations; If you are preparing for debt needs such as buying a house and a car, you can choose a wealth management product that matches your needs.

In short, when choosing the wealth management products of Industrial Bank, you need to choose the wealth management products that suit you from the aspects of your own risk preference, investment time and objectives, and financial management purposes.