1. blindly buying funds from the crowd is a taboo. I buy funds and never trust all stock funds strongly recommended by authoritative experts or others. Under normal circumstances, I can use my own fund filter to choose according to historical sales performance, institutional shareholding ratio, private fund manager's tenure, Sharp ratio and other indicators. Then buy, each stock fund actually has its own temperament. Even if you choose a stock fund that you are satisfied with, you may not be able to make money. Next, there will be a small loan, until you understand the temperament of this stock fund, and then invest a huge amount of money, which will enter the market in different periods. So even if you don't make money, you won't lose much. And if you listen to the wind and rain, others say that a stock fund buys without thinking, then you are waiting for a loss!
Second, I like to buy equity funds with low net worth. I have always felt that low-net-worth stock funds can make money, and high-net-worth stock funds can't make money. Actually, this is a beautiful misunderstanding. Take this "E Fund's small and medium-sized mixed" as an example.
The net value of buying a fund is 3.7, buying 10000 yuan, and the market share is determined to be 2702.70. The net value of a fund bought by Xiao Ya is 1, which is the same.
Buy 10000 yuan, and determine the market share as 10000 copies.
If my "E Fund's Small and Medium-sized Mixed Fund" and one of Xiao's stock funds increase by 10%, then _ "E Fund's Small and Medium-sized Fund" has a net value of 4.07, with a total amount of1000, while Xiao's fund has a net value of1./kloc.
Therefore, no matter whether the fund's net value is high or low, if the countermeasures of stock funds are normal and the index value increases, the fund's net value will also increase.
_ There is a general principle that funds with low net worth will rise quickly when the price is low, and funds with higher net worth will not be able to rise.
Third, the stock stop loss is slow or too fast. When we realize that the equity fund we bought has lasted for many months, and it will rank last among similar equity funds, we must find out the reasons and see if the private fund manager has changed, or if the fund research elite team has encountered problems such as shortcomings. If so, don't wait for the next best. This is the best policy.
On the other hand, another incorrect place is that the stock stops too fast. As long as the stock fund falls, it will stop immediately. In fact, if equity funds also have room for growth, there is no need to panic. Just play it by ear and wait for growth.
Fourth, I don't understand immediate stop loss. This is also an easy mistake, that is, I don't understand the immediate stop loss. Although we can't predict and analyze where the highest selling price is, when the profit of the stock fund we buy is above 15%, we should consider immediate profit-taking and stop loss. Otherwise, you will lose your wife and your soldiers forever.
A friend of mine spent 10,000 yuan on a stock fund two years ago, but he didn't earn 2,000 yuan a year later. At that time, she proudly showed off her good luck to everyone, and the stock fund she bought was sure to win. And I think this kind of good luck will continue, and I'm not ready to save it. Unexpectedly, the stock market plummeted behind, not only spitting out the money earned, but also losing 3000 yuan, which has been covered up so far and there is no hope of a flop.
Imagine, if you redeem it immediately after making a profit and win 2000 yuan, will you fall into a loss?
If the stock fund you buy doesn't make money, you should first reflect on whether you have committed these four prohibitions. Project investment is not speculation, it is a science in itself, and there is no need to have a gambling mentality to buy funds. You can't make money by buying funds by luck.