1, in fact, it is very simple to calculate. For example, if you pay 15, then the personal account amount = (500+200) *12 *15 =126,000 (yuan), which is the sum of our personal contributions and company contributions.

2. Basic pension = the average monthly salary of employees in the whole province last year (1+ my average contribution index) /2* payment period *1%;

3, personal account pension = personal account storage/personal account pension months;

When we get old, what we get is the sum of the above 2 and 3.

5. Social security is managed according to the overall account. 80% of the contributions made by units and individuals go into the overall account, and about 20% of the balance goes into the personal account, that is, the part that goes into your own account every month. For how to use this money, you can enjoy certain discounts, such as free registration fee, when you go to a pharmacy to buy medicine and show your medical insurance card in hospital.

Second, the concept

Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security.

Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

3. Can I withdraw the social security account balance?

The balance of social security account cannot be withdrawn, in which the balance of medical insurance account can be used for cardholders to buy medicines in pharmacies and pay medical expenses in hospitals every day, but it cannot be withdrawn or withdrawn; Pension account balance can only be withdrawn when the cardholder reaches retirement age and the payment has not reached 15. If the payment has reached 15, he can enjoy the monthly pension, and the balance cannot be withdrawn.

Social security is a welfare guarantee promoted by the state. The insured can enjoy medical insurance, pension, unemployment, work injury and maternity protection, and the priority of insurance is higher than that of commercial insurance.