In fact, investment, like college entrance examination, is the most expensive opportunity cost; There is no shortcut, but patience and rationality are needed; We must adhere to our own principles and self-discipline; If fund investment is a college entrance examination, how will you choose and how will you face it? Today, Bian Xiao will share with you which stage of CIC clock is most suitable for getting on the bus, for reference only!

Which stage of CIC clock is the most suitable for getting on the bus?

The first stage: the pre-recession period with ineffective policies.

The second stage: policy overweight began to stimulate the late recession.

The third stage: recovery after policy stimulus, not before recovery according to inflation.

The fourth stage: after the real interest rate peaks, it is recorded as the later stage of recovery according to inflation.

The fifth stage: the nominal interest rate rises, and the policy layer judges that the economy may start to overheat.

The sixth stage: the early stagflation stage of policy tightening, economic downturn and rapid upward inflation.

The seventh stage: the late stagflation period when the policy continues to increase but the upward slope of inflation slows down.

The answer is the second stage to the fifth stage.

In the second stage, the regulation of policies will make consumers begin to restore their confidence in the market, and the stock market will enter a bull market. In the fifth stage, when the economy overheated and the fundamentals peaked, the bull market came to an end.

How to invest in funds by preparing for the exam

The college entrance examination is a turning point in life, which determines what kind of university to choose and also affects the future career development. What determines the success or failure of the college entrance examination is the basic skills and methods of three years, as well as the mentality.

The same is true of fund investment. If the basic knowledge of the fund industry is not fully mastered, then there are the following three "sprint" points, remember to focus on!

1, develop good investment habits.

A perfect study and review plan can make us arrange our time better. The same is true of investment.

For example, the fixed investment plan can plan the monthly fixed investment quota most reasonably according to our usual income and expenditure situation. On the premise of ensuring the normal operation of life, maximize the utilization rate and return rate of cash. Secondly, you can also set up plans such as adding positions and taking profits.

In short, a rigorous investment plan can not only avoid being influenced by subjective factors in the investment process, but also urge everyone to develop good investment habits and really kill two birds with one stone.

2. Have a good psychological quality.

An indispensable factor in doing anything is mentality, which is also the key to success or failure. The attitude of the college entrance examination is not good, and it is difficult to perform no matter how good the results are. If your grades are average, but you have a good attitude towards the college entrance examination, you may even get a satisfactory score.

Investment behavior is also a great test for your heart. Just like sitting in the examination room, maintaining a calm and calm state of answering questions is also an important factor in achieving good results. The same is true of market fluctuations, and good psychological quality is absolutely essential for investment. Unstable mentality, expecting to make a lot of money in the short term, etc. The result will be unsatisfactory.

3, avoid chasing up and down, blindly follow the trend.

Every transaction of the fund has a large management fee, so compared with other investments, the fund investment can not blindly follow the daily transaction. Therefore, before buying a fund, you should study hard and stick to it once you start. You know, it takes a long time to prepare for the achievement, and you can't hand over a satisfactory answer sheet just by cramming.

In fact, in reality, the college entrance examination is only once a year, but you can invest every day, so you should choose the right fund according to your risk preference, and then accumulate experience, keep a good attitude, be down-to-earth and insist on long-term investment, so that you can have a chance to get higher returns. For candidates, the college entrance examination should be more about experience, experience and growth, and it is a valuable asset of life, not just scores.

How long is the debt-based proposal held in the account?

Debt-based performance is relatively stable, but there is also the possibility of losses.

If conditions permit, the bond market assets held for more than 3 years will be more stable.

From the point of view of rates, if people want to use the money within one month, bond funds are not very suitable.

In terms of management fees, bond funds are also very suitable for long-term investment.

The management fee of pure debt fund is 0.3%~0.7%/ year, and the management fee of secondary debt base is about 0.7%/ year, which is very favorable compared with partial stock funds.

Generally speaking, it is a better choice to allocate bond funds for more than three years.

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★202 1 You won't lose everything if you buy foundation.

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★ Introduction to the Operation Guide for Fixed Investment of Funds

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