1. insurance: insurance means that you pay a certain amount of money, and then according to the insurance provisions, if your situation meets, the insurance company will pay you.

the characteristic is to increase the safety factor of your person or property.

2. Bank: A bank is a financial institution and a platform. The main business of its commercial banks is to absorb deposits and lend for profit, while investment banks are engaged in stocks, futures and funds to make money. The characteristic of banks is platform. As a financial institution to provide financial services, you can go to the bank to buy funds and bonds, pay a ticket or go to the bank, and go to the bank for loan remittance. Most business related to money is done by banks.

3. fund: it is a sum of money. This money is mainly used for investment to obtain high returns. The fund has a wide range of sources of funds.

4. stocks: the assets of the company should be cleared before listing. For example, a company cleans up its assets and decides to issue 1 shares on the basis of assets, each of which is 1 pieces, which means that their company's assets are worth 1 pieces (including the expectation of future earnings). If you buy one share, you will be the owner of one tenth of their company's assets. They will give you a tenth of their annual profits (the exact amount depends on the company's situation), and you have a say (not necessarily, depending on the number and nature of your shares).

features: no refund. If you buy it, you buy it. Their company won't refund the money to you, but you can transfer it to others for 1 yuan (or other). The risk is high.

5. national debt: bonds issued by the state. For example, if you issue a bond of 1 yuan, you will have to pay 1 yuan to buy it, and all the money will go to the state. Then, if the interest rate is 3%, the state will eventually give you 13 principal and interest.

characteristics: the risk is extremely low, almost equal to . The income is also low.