There is no limit on the amount of bank card to change card, and there is still expected income during the card transfer period.
Wechat MoneyLink is connected with the monetary fund, which is four in one * * *: E Fund Easy Finance, southern fund CashLink E, Huaxia Fund Caifubao and Huitianfu Fund Full Fubao.
The new regulations of the Monetary Fund are released: from July 1 day, the withdrawal amount of the "T+0" one-day quick redemption of the Monetary Fund is limited to 1 ten thousand yuan. In other words, the daily withdrawal limit of WeChat change pass is 6,543.8+0,000 yuan, and if it exceeds 6,543.8+0,000 yuan, it needs to be withdrawn on another day.
Coin Pass is the latest function of WeChat, which is similar to Yu 'ebao: users can directly use the money in the coin pass for consumption, such as transferring money, issuing red envelopes, scanning code payment, and returning credit cards. At the same time, when the funds in the change account are not used, the income can be automatically obtained.
Bitcom is a basic service account of WeChat payment, which is juxtaposed with "Coin". Users can directly access it through WeChat-wallet-Coin-Coin for relaxing bowels and realizing money management. Users can transfer money from WeChat change or bank debit card to change money, and all funds of change money can also be transferred to WeChat change or bank card, and there is no handling fee for transfer.
A few days ago, "Change Pass" began a small-scale test among tens of thousands of WeChat users, mainly targeting some employees of Tencent Shenzhen and WeChat users who had previously opened the change financing function. The official opening time is still uncertain.
It is believed that Tencent's move is intended to counter the "Bao Yue" products of Ali Ant Financial.
Wechat "Bitong" and "Yuebao" are different in product scale, function and positioning.
Wechat "change pass" has a small scale of funds and belongs to the "small amount and high frequency" financial management scenario. The way to transfer money can be not only through WeChat change transfer, but also through other channels such as bank cards. The part transferred from WeChat change can only be transferred back to WeChat change, and the part transferred from bank card can be directly withdrawn to bank card. Among them, the source of WeChat change mainly comes from sending and receiving red envelopes and transferring money between friends, while the consumption scenes are mainly taxis and meals, all of which are small scenes.
The single-day limit of WeChat "Change Pass" is 65,438+10,000 yuan, and the maximum limit of WeChat change payment is 200,000 yuan/year.
Wechat has previously launched the function of "small change financing", but this part of financing funds is separated from the small change account, so it is impossible to spend money at any time while managing money. Tencent said that the introduction of "change" is to better enhance the user experience of WeChat.