How does the fund calculate how many shares to buy? How to calculate? What is the purchase share? This may be a very important issue for the fund Xiaobai, so Bian Xiao sorted out whether the fund has a buying share, hoping to solve everyone's problems to some extent.

Does the fund have a buying share?

When buying a fund, the share is related to the net value. The initial fund share is 65,438+0 yuan. Suppose investors have 65,438+00,000 yuan, and they can buy 65,438+00,000 shares, excluding the subscription fee. After the fund starts to operate, the net value is the price of the fund, that is, how much is a copy. Assuming that the net value of the fund is 2 yuan, it means that the fund needs 2 yuan's share that day.

Funds are purchased by amount and redeemed by share, so when selling funds, they are sold by share. Therefore, investors should pay attention to distinguish the amount and share when selling, that is, fund amount = fund net value × fund share.

How to calculate the fund buying share?

The subscription share of this fund is related to subscription funds, fund net value and subscription expenses, and its calculation formula is: net subscription amount = subscription amount /( 1+ subscription rate); Subscription fee = subscription amount-net subscription amount; Subscription share = net subscription amount /T-day fund share net value.

For example, Xiao Li has 654.38 million yuan to buy a fund. At the time of subscription, the subscription rate of the Fund is 654.38+0.5%, and its net fund value is 654.38+0 yuan. Then Xiao Li's purchase share is as follows:

Net subscription amount = subscription amount /( 1+ subscription rate) =100000/(1+1.5%) = 98522.17 yuan; Subscription fee = subscription amount-net subscription amount =10000-98522.17 =1477.83; Subscription share = net subscription amount /T-day fund share net value = 98522.17/1.0 = 98522.17.

In short, under the condition that investors' funds and fund net value are fixed, the higher the subscription rate of investors, the smaller the share of funds purchased, and investors can try to choose the platform with lower subscription rate to purchase funds.

How is the holding time of fund shares calculated?

In general, the holding time of funds can be divided into the following situations: 1. The holding period is calculated from the effective date of the fund contract. 2. The holding period of subscribed fund shares shall be calculated from the date when the fund shares are confirmed. 3. The holding period of the converted fund shares shall be calculated from the confirmation date of the conversion application. 4. The holding period of the fund share increased by dividend reinvestment shall be recalculated from the date of its share confirmation. Tips: The holding period of this fund is calculated according to the natural date, and the holding time of batch purchase is calculated according to the batch, and the redemption follows the principle of first-in first-out.