Inquire, freeze and transfer the deposit of the person subjected to execution.
Inquiry refers to the activities of the people's court to investigate, inquire or check the deposit of the respondent to banks, credit cooperatives and other units.
Freezing refers to the compulsory measures taken by the people's court to prohibit the withdrawal or transfer of the deposits of the respondent in banks, credit cooperatives and other financial units during the period of litigation preservation or execution.
When the people's court takes freezing measures, it shall not freeze the special funds designated by the state in the bank account of the respondent. However, if the respondent uses these names to hide funds to avoid fulfilling his obligations, the people's court may freeze them.
The maximum time limit for freezing the deposit of the person being executed is six months. If you need to continue to freeze, you should go through the freezing procedures at banks, credit cooperatives and other places. Before the expiration of the freeze period. Otherwise, if it is not handled within the time limit, it will be regarded as automatic thawing.
Transfer refers to the measures taken by the people's court to transfer the deposit of a legal person or other organization as the respondent into the respondent's account according to the amount stipulated in the notice of assistance in execution of the people's court. The transfer of deposits can be carried out on the basis of freezing or direct transfer without freezing.
When the people's court takes measures of inquiry, freezing and allocation, it may directly submit them to the banking office, savings office and credit cooperative without the consent of its superior competent unit. A foreign people's court may directly inquire, freeze or transfer deposits at the bank or credit cooperative where the person subjected to execution has his domicile or where the property subjected to execution is located without the consent of the local people's court or other formalities. Local banks and credit cooperatives must assist in handling, and may not refuse or shirk for any reason such as withholding loans or loan interest. If a person refuses to assist, the people's court may impose a fine in accordance with the provisions of the Civil Procedure Law, and suggest that the supervisory organ or the relevant authorities give disciplinary sanctions.
The reason why the bank card is frozen
First, your bank card is a credit card (debit card). If it is frozen, it may be that your credit card has an abnormal transaction, such as malicious cash withdrawal, forged information, and consecutive password errors. The bank card may be frozen by the bank.
Second, if you overdraw your bank card, the bank will make an overdraft share for you according to your actual repayment ability. When your overdraft exceeds your share, the bank will freeze your bank card immediately.
Your bank card is a debit card. If it is frozen, it will be frozen in the wrong account, that is to say, the bank mistakenly gave more money to your account during the transaction, so the bank may freeze the part that was given to you. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing your bank card because of the need of handling a case. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what kind of bank card you enter, if you enter it incorrectly three times in a row, the banking system will automatically lock your bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.
If you don't apply for a new card when your bank card expires, the bank will freeze your expired bank card after it expires.
6. If your bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.
Legal basis:
Article 233 of the Procedures of Public Security Organs for Handling Criminal Cases: If it is necessary to freeze the assets of criminal suspects in financial institutions and other units, it shall be approved by the person in charge of public security organs at or above the county level, and a notice of assistance in freezing assets shall be made to inform financial institutions and other units to implement it.
Article 236 The time limit for freezing deposits, remittances and other property is six months. The period for freezing bonds, stocks, fund shares and other securities is two years. If it is necessary to extend the time limit for special reasons, it shall go through the formalities of continuing the freezing at the public security organ before the expiration of the freezing period. The time limit for freezing deposits, remittances and other property at one time shall not exceed six months; The longest term of each renewal of bonds, stocks, fund shares and other securities shall not exceed two years. If it continues to freeze, it shall go through the freezing procedures again in accordance with the provisions of Article 233 of these Provisions. Failing to go through the freezing procedures within the time limit, it shall be deemed as automatic thawing.