How much should the fund be redeemed if it loses money?
In the absence of fixed data, conservative investors suggest redeeming at a loss of 10%, while less conservative investors can redeeming at 20% or even 30%, but it actually depends on the actual situation, such as the general environment and the fund itself. In fact, it is necessary to find out why this fund will lose money.
What if the fund loses money?
Four options: sell, make up positions, wait and see, and change hands. As for which one to choose, it depends on whether the fund you bought is good or not and whether you want to use money recently. As long as the fund itself is good, there is no need to rush to sell it when it loses money, because most funds can rise back after losing money.
Don't operate frequently after buying a fund, whether it is a loss or not, don't operate frequently, and hold at least two complete cycles. If you buy a fund and find that it has fallen a little in a few days or months, you should sell it in a hurry, and it will be strange if you don't lose money.
If these situations occur, you can consider selling: it exceeds your risk tolerance; If the fund is too large or too small, it may be liquidated; The resignation of the fund manager belongs to the change of the fund manager; The drift of fund style indicates that the fund manager has probably changed.