In fact, it is impossible to withdraw housing provident fund from the renovation of old houses, because Article 5 of the Regulations on the Management of Housing Provident Fund stipulates that housing provident fund should be used for the purchase, construction, renovation and overhaul of owner-occupied houses. However, it should be noted that house decoration is different from house overhaul, and housing accumulation fund cannot be withdrawn from decoration, medium repair and minor repair.

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If customers want to rebuild their old houses, they can apply for withdrawal of housing provident fund. Customers can carry personal ID cards, joint provident fund cards, decoration approval documents of planning administrative departments, payment vouchers, etc. Go to the provident fund management center where the housing provident fund is deposited and find a staff member to go through the procedures for withdrawing the provident fund.

Because the provident fund can't be used for decoration, customers who want to decorate their houses but don't have enough money can try to apply for a decoration loan from the bank and use the loan for decoration. Generally, as long as customers have stable income and the ability to repay on time; Personal credit is good; If you can provide materials such as "Decoration Project Contract" and "Purchase Decoration Materials Contract" to prove the purpose of the loan, you can get a decoration loan.