The funds transferred to Yu 'ebao purchase Tian Hong Zenglibao Monetary Fund and enjoy the investment income of the Monetary Fund.

Money funds make money every day, but the net value of the fund is always 1:00 yuan, so the growth rate is always 0.

Tian Hong Zenglibao Monetary Fund is a customized monetary fund for Alipay, that is, current balance treasure. Its main payment method is "daily payment". It is reported that in the first half of this year, Tian Hong Zenglibao Monetary Fund earned as much as1254.8 billion yuan.

Although the funds were generally loose in the first half of this year, and the interest rate of funds was lower than that of the previous month, Yu 'ebao-Tian Hong Zenglibao Monetary Fund still achieved a profit of 65.438+02.548 billion yuan for users.

According to the data of Tian Hongzeng Libao Monetary Fund's 20 14 semi-annual report released by Tian Hong Fund on the 26th, Tian Hong Zenglibao earned1254.8 billion yuan for users in the first half of the year, and the number of users is still increasing steadily. By the end of June, the number of users had reached1240,000.

In the second quarter, when the market capital interest rate was lower, Yu 'ebao not only strictly controlled risks, but also continued to create stable income for users, achieving a profit of 6.8 billion yuan in the second quarter, an increase of 20% over the first quarter. If the number of existing users is roughly estimated, the accumulated profit of Yu 'ebao will bring 1 15 yuan to each user on average.