1. China: the benchmark interest rate for one-year bank deposits is 1.5%. But banks can float on the basis of the benchmark interest rate, and the real interest rate may be slightly higher.
2. USA: The federal funds rate (the benchmark interest rate of the US central bank) is 0.08%-0.25%, but the bank deposit rate is usually raised on this basis. For example, some American banks have one-year time deposit rates ranging from 0.5% to 1.5%.
3. Europe: The benchmark interest rate of the European Central Bank is 0%, but countries in the euro zone can adjust the interest rate according to their own conditions. For example, Germany's one-year time deposit rate is between-0.5% and 0.5%, while France's one-year time deposit rate is between 0% and 0.5%.
4. Japan: The benchmark interest rate of the Bank of Japan is -0. 1%. However, due to Japan's negative interest rate policy, the one-year time deposit interest rate of some banks may be negative.
Please note that the above interest rate information may change with time. To obtain an accurate one-year bank deposit interest rate, it is recommended that you directly consult your local bank for specific deposit interest rates and policies.