Harbin issued "Article 16" to stabilize the real estate market!

There are a number of heavy benefits, including the purchase of houses in Kazakhstan by people with college education or above, and the implementation of the housing subsidy policy.

qualified talents can get a maximum subsidy of 1, yuan for purchasing the first suite; The age of second-hand housing provident fund loans has been raised to 3 years.

It is reported that the property market in Harbin has been falling for eight months.

Some analysts believe that the policy issued by Harbin has a strong signal significance, and it is expected that more cities will follow up.

according to Harbin news network, in order to conscientiously implement the overall goal of stabilizing land prices, housing prices and expectations, and promote the healthy and stable development of Harbin real estate market.

Harbin Housing and Urban-Rural Development Bureau, together with Municipal Natural Planning Bureau, Municipal Finance Bureau, Municipal People's Social Security Bureau, Harbin Taxation Bureau of State Taxation Administration of The People's Republic of China, Heilongjiang Supervision Bureau of China Banking Regulatory Commission, Harbin Central Sub-branch of People's Bank of China, Municipal Party Committee Information Office and Municipal Housing Provident Fund Management Center, formulated the Implementation Opinions on Promoting the Stable and Healthy Development of Harbin Real Estate Market.

the opinions shall come into force on October 1, 221, and shall be valid until December 31, 222, during which they shall be adjusted according to relevant national policies and changes in market situation.

there are 16 measures in the full text * * *, and there are four key points:

1. To reduce the pressure of liquidity of enterprises, development enterprises can apply for pre-sale permits of commercial housing by building

For development enterprises with annual credit ratings of green brand and blue brand, before June 1, 222, the real estate development projects that have obtained land use rights will reach the image of the main construction of the first floor project before December 31, 222.

before December 31, 222, the real estate development projects that have been supervised by the pre-sale funds of commercial housing should be returned as soon as possible if they meet the return conditions.

at the same time, according to the enterprise credit and the actual progress of the project construction, if there is still a balance in the recorded amount of supervision funds after deducting 5% of the retained supervision funds, on the basis of returning the supervision funds in each stage, 2% of the original amount should be increased in each stage to reduce the pressure on the enterprise's liquidity.

2. To attract talents, there are subsidies for those with college education or above, with a minimum of 2, and a maximum of 1,

In order to attract and retain talents with college education or above to buy houses in Kazakhstan, the housing subsidy policy is implemented.

All kinds of talents under the age of 35 who have signed employment contracts or service agreements with local employers, paid social security for six months, and started their own businesses can enjoy the purchase subsidy when they purchase the first commercial house in Kazakhstan.

The housing subsidy is paid in a lump sum in the form of money, and the payment standard is 1, yuan for full-time doctoral students, 5, yuan for full-time master students, 3, yuan for full-time undergraduates and 2, yuan for college students (including technical colleges).

the housing situation of the housing talent has been recognized by the departments of human society, education and housing construction. After the buyer issues the commercial housing sales contract confirmed by online signing, the municipal finance will allocate funds to the application department for payment.

this subsidy is based on the family, and both husband and wife cannot enjoy it at the same time. Those who enjoy this subsidy policy will no longer enjoy other housing subsidy policies issued by Harbin Municipal People's Government and its subordinate departments.

for new citizens who are not from the local area and come to Kazakhstan for various reasons such as work or school, they can enjoy subsidies when they buy the first commercial house in Kazakhstan. The housing subsidy is paid in a lump sum in the form of currency, and the payment standard is 1, yuan.

after the purchaser issues the commercial housing sales contract confirmed by online signing, the municipal finance will allocate funds to the application department for payment.

3. The housing age of second-hand housing provident fund loans will be raised to 3 years, allowing employees who have paid provident fund in different places to apply for provident fund loans in Kazakhstan.

On the premise of ensuring the value of housing collateral, the housing age of second-hand housing provident fund loans will be relaxed from 2 years to 3 years, and the sum of the loan age and housing age will not exceed 5 years.

employees who have paid provident fund in different places are allowed to apply for provident fund loans when buying houses in Harbin, so that employees in different places can enjoy the same housing provident fund loan policy in Harbin.

The personal loan age of housing provident fund for female cadres at county (department) level and female professional technicians with senior titles has been adjusted from 55 to 6.

relax the policy of paying housing provident fund for flexible employees, and they can apply for paying housing provident fund when they open an account for social security.

Relax the portfolio loan business of housing provident fund. If employees can't meet their needs by using provident fund loans, they can apply for portfolio loans.

4. The value-added tax withholding rate of ordinary standard residential land is 1.5%.

From October 1, 221, 2% of the initial land transfer price will be paid as the bid bond for newly transferred land projects (subject to the time when the land transfer announcement is issued).

after the land transfer contract is signed, 5% of the land transaction price shall be paid within one month, and the remaining land transaction price shall be paid within six months, and the corresponding interest shall be paid according to the regulations.

since October 1, 221, the value-added tax withholding rate of ordinary standard houses, non-ordinary standard houses and other types of real estate land in the city will be 1.5%, 2% and 2.5% respectively.

for apartments actually used for residential purposes, the water and electricity charges shall be subject to the civil price standard.

why did you launch this heavy "bailout" plan? According to the analysis, the cold property market and brain drain in Harbin are two key factors.

1. The property market is too cold, and the market supply exceeds demand

Since 22, the property market in Harbin has been severely impacted with the outbreak of COVID-19.

from March, 221, some projects adopted the sales strategy of reducing prices, in order to quickly withdraw funds.

However, after the short-term increase in transaction volume, it ushered in strong regulation, and the wait-and-see mood of buyers intensified, and the market gradually entered a difficult period.

According to the data from the think tank center of Yiju Research Institute, the supply of new commercial housing in Harbin continues to exceed demand. Up to now, Harbin property market has been falling for 8 months.

even though many developers have issued "price reduction cards", the sales volume has not improved significantly.

Vanke, Sunac, China Resources, China Shipping, Greenland and other real estate enterprises have launched a number of preferential activities, including one yuan to kill one square meter, buying a house to send home appliances, and one-price special room to kill for a limited time.

However, the sales volume has not improved significantly, and even the sales volume of many real estates during the Golden Week did not reach double digits.

The data shows that during the Golden Week of November this year, only 345 new houses were sold in Harbin.

the quiet transaction has affected the survival of enterprises.

2. The population outflow is serious.

According to the latest data of the Seventh National Census, the permanent population of Harbin, the capital of Harbin, is 1,9,9, which is 626, less than that of the Sixth National Census, successfully holding the integer mark of 1 million.

nevertheless, Harbin is still the only provincial capital city in China with a net outflow of population in the past ten years. At the same time, it also successfully withdrew from the ranks of the top ten populous cities in China.

It has to be said that the real estate industry is facing a major turning point at present, and there is an obvious oversupply in some cities, and the survival pressure of housing enterprises is increasing.

will other cities follow suit? Will determine the future direction of the real estate industry.

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Source: China Fund News, reporter Wu Yu.