What is said upstairs is a little one-sided. It is better that the fund is of the same type, otherwise it will be a war between Guan Gong and Qin Qiong. Southern Baoyuan is a hybrid fund with partial debt, and its stock investment position is very low; The preservation and appreciation of the South is the capital preservation fund; Both of them are typical low-risk and low-yield varieties, and they are quite good products in bond funds and principal guaranteed fund. However, it is not as good as stock funds and index funds such as Everbright Quantitative Core, Guangfa Small Cap, Shenzhen Stock Exchange 100. Of course, these funds recommended by the brothers upstairs are really good. If investors have a certain risk tolerance, they can consider it.

In addition, as a capital preservation fund, Southern Hedging Value-added ensures the absolute safety of the principal during the hedging period, but only opens the subscription at a certain time. Since its establishment in 2003, it has only been subscribed for three times, and now it is impossible to subscribe.

At present, you are in a bull market. If you have a certain risk tolerance, it is not recommended to buy a capital preservation fund. Bond funds can be used as a supplement.