1, investment funds are risky, because the funds of the fund are invested in financial products such as stocks, bonds and currencies, and these products are risky, among which stocks are the most risky. Then, about the principal, it can't be zero. In other words, both profit and loss are about the rate of return. For example, a profit of 30% means a profit of 30%. If there is a loss, it is impossible to reach the limit of loss 100%, that is, it is impossible to lose 100%. In reality, few funds lose more than 50%. Therefore, the fund is a wealth management product. If you persist for a long time, it will definitely be profitable. The longer the time, the greater the profit. Of course, your awareness of risk and control is really precious.

It depends on the underlying securities you decide to invest in. If it is a bond, the risk is much smaller. If it is a stock, the risk is relatively greater. However, the risk of investment funds is generally small. As long as you invest for a long time, you have a great chance to make a profit, but there is also the possibility of principal loss.