The Bank of Nanjing's method for increasing the transfer limit settings for linked accounts is as follows: 1. The transfer limit setting of the new version of personal online banking system is no longer related to the linked account, but depends on the customer's authentication method (mobile phone dynamic password authentication or UKey authentication)
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If the authentication method selected by the customer when signing the contract is UKey authentication, the maximum daily cumulative transfer limit shall not exceed 50 million; if the authentication method selected by the customer when signing the contract is mobile phone dynamic password authentication, the maximum daily cumulative transfer limit shall not exceed 100,000.
3. Customers can increase the transfer limit within the transfer limit specified by the bank based on the authentication method. The modification of the transfer limit will take effect on all accounts linked to the customer's online banking.
Extended information: Professional version customers’ transactions with a single transfer limit exceeding 5 million yuan must be authorized by Bank of Nanjing.
When professional version customers handle transfer business, if the payee is an individual, the cumulative transfer amount on that day shall not exceed 200,000 yuan.
Bank of Nanjing has the right to adjust the limit based on business needs.
The transfer limit of Bank of Nanjing's mobile banking is no more than 50,000 yuan for a single transaction and no more than 100,000 yuan for a daily accumulation. The transfer payee can be any settlement account of the bank or another bank.
Functions of Bank of Nanjing's online banking: 1. The aggregation function. The general account guides many scattered small funds to gather into funds that can be invested in social reproduction.
Here, the stock market plays the role of a "reservoir" of funds.
?2. Allocation of functional resources. General accounts transfer resources from low-efficiency utilization departments to high-efficiency departments, so that the economic resources of a society can be most effectively allocated for the most efficient or most effective purposes.
Rational allocation and effective utilization of scarce resources.
?3. Adjustment function: The adjustment function of personal accounts on the macro economy.
The stock market connects savers on one side and investors on the other. The operating mechanism of the stock market works by affecting savers and investors.