Legal analysis: Yinchuan social security payment mainly includes: 1. Endowment insurance: 16% paid by the company and 8% paid by the individual; 2. Unemployment insurance: the company pays .5% and the individual pays .5%; 3. Work-related injury insurance: the company pays according to the industry, but the individual does not; 4. Maternity insurance: the company pays 1%, and the individual does not pay; 5. Medical insurance: the company pays 8% and the individual pays 2%; 6. Housing accumulation fund: the company pays 5-12% and the individual pays 5-12%.

Legal basis: The Notice on Decreasing Social Insurance Rates by Stages continues to implement the decision and relevant policies and regulations of the State Council in 215 to reduce the average rate of work-related injury insurance by .25 percentage points and the rate of maternity insurance by .5 percentage points, so as to ensure that the policies are implemented in place. The implementation of maternity insurance and basic medical insurance will be organized and implemented in a unified way after the relevant regulations are formulated and promulgated in the State Council.