Fund portfolio strategy:
Strategy 1: Determine the basic configuration direction of the combination according to the general trend. Although the worst situation has improved, it does not mean that it has entered an upward trend since then. Therefore, the basic allocation direction of the fund portfolio is that the allocation ratio of active investors' partial stock funds should not exceed 70%, and that of stable investors' partial stock funds should be below 50%. Conservative investors should still pay attention to a stable debt base or fund.
Strategy 2: according to the principle of offensive and defensive balance, choose partial stock funds. Investors who have always insisted on investing in partial stock funds in the crash have had a painful personal experience of the risks of the fund. After making clear your investment purpose, the standard of choosing partial stock funds is still to emphasize the balance between attack and defense of funds, that is, the balanced investment ability reflected in bull market and bear market. Investors need to examine the comprehensive performance of the fund in different stages of bulls and bears and make a choice.
Strategy 3: We should fully understand the investment personality of the fund. Even under the same investment theme, the investment personality and style of different funds will be different. Therefore, only by fully understanding the investment characteristics of the fund you hold can you decide whether this fund is suitable for you.
Strategy 4: Determine the aggressiveness of the portfolio according to the investment objectives. After defining the investment personality of the selected fund, the last step is to determine the aggressiveness of the fund portfolio according to its own investment situation and investment objectives.
For investors with light positions and long investment cycle, because the stock market has entered the bottom region, the systematic holding risk has been reduced, so we can ignore the choice of time and value space and choose to gradually increase the positions of partial stock funds in the bottom region.
For heavy investors, the rebound is still the time to adjust the fund portfolio. With the help of rebound, the funds with poor long-term performance or lack of investment ability in the bear market will be transferred out of the portfolio.
Fund operation mode: (image source network)