It's better to buy a base cover than to make a fixed investment

Generally, a one-time purchase of a fund requires a minimum amount of 1 yuan. If it is a fixed investment, you can make a minimum of 2 yuan a month! ! !

the bank's "fixed fund investment" business is an internationally accepted fund financing method similar to the bank's zero deposit and lump sum withdrawal, and it is a financing method of purchasing a certain fund product at the same time interval and the same amount. The biggest advantage of fixed investment is that it can average the investment cost, because the way of fixed investment is to buy a fixed amount of funds regularly no matter how the market fluctuates. When the net value of funds rises, the number of shares bought is small; When the fund's net value goes down, it buys more shares, that is, it automatically forms an investment method of reducing funds on rallies and overweight on dips.

Index fund is the first choice for fixed investment, because it is less interfered by human factors and only passively tracks the index. In the case of long-term economic growth in China, long-term fixed investment is bound to get better returns. However, active funds are greatly influenced by fund managers. At present, the performance of active funds in China is not ideal in terms of sustainability. Often, the champion of the previous year is poor in the second year, and changing fund managers may also cause performance fluctuations. Therefore, if you hold them for a long time, it is better to choose index funds. If there is a rebound, index funds should be the first choice.

foreign experience shows that in the long run, index funds perform better than most active stock funds and are one of the first choices for long-term investment. According to American market statistics, since 1978, the average performance of index funds has exceeded 7% of active funds.

therefore, I suggest that you mainly invest in index funds, so that the income will be higher in the long run!

E Fund SSE 5 Fund is an enhanced index stock fund, and its investment style is a large-scale balanced stock. The fund is a high-risk and high-return variety, which conforms to the risk-return characteristics of index funds.

Lin Fei, the fund manager, not only serves as the fund manager of SSE 5, but also serves as the fund manager of index fund SZSE 1ETF. As the fund manager of index fund, he has strong index tracking ability and active management ability. In the first quarter of 28, the fund manager said that the 5-index fund will continue to optimize and enhance its portfolio according to the judgment of market structural changes under the premise of strictly controlling the risk of deviation from the benchmark index, and strive to obtain investment income beyond the index and pursue long-term capital appreciation.

E Fund Management Company is one of the brand fund companies in the domestic market, with excellent operating performance and good market image. The company's current asset management scale has reached 137.4 billion yuan, including 12 equity funds and 6 fixed-income funds. Since the beginning of this year, the ranking of the net value of the company's equity funds has been greatly divided, and the overall performance has declined to some extent, but in the long run, the company's medium and long-term investment strength is still strong.

SSE 5ETF: SSE 5 Index was compiled by Shanghai Stock Exchange and officially released on January 2, 24. The index is abbreviated as SSE 5, with the index code of 16. The base date is December 31, 23, and the base point is 1 points. SSE 5 Index selects 5 representative stocks with large scale and good liquidity in Shanghai stock market to form sample stocks according to scientific and objective methods, so as to comprehensively reflect the overall situation of a group of high-quality large-cap enterprises with the most market influence in Shanghai stock market.

China Small and Medium-sized Board: The underlying index of China Small and Medium-sized Board ETF is the SME board price index compiled and published by Shenzhen Stock Exchange, which mainly invests in the underlying index constituent stocks and alternative constituent stocks. In order to better achieve the investment objectives, a small amount can also be invested in new shares, bonds and other financial instruments allowed by relevant laws and regulations.