Retirees want to know their pension level. In fact, although the pension is not linked to the payment period, it is basically the same. The longer the payment period, the higher the retirement benefits. If your contribution base is high, your retirement benefits will be high. About 80% people pay less than the average payment base.

Average pension level

Generally, local average pension levels are not published. However, we must know that there is a certainty in 2022, that is, the pension of retired military personnel transferred from enterprises shall not be lower than the average wage level of local society. If it is below, it should be filled. Therefore, we can find the average pension of each province and city from the information disclosed in the pension adjustment plan of each province and city. For example, Beijing in 2022 will be 4 157 yuan.

Every year, our pension adjustment range data has an approximate average pension level, which can be calculated. The average pension of enterprise retirees in 20 16 years is 2362 yuan, and it is expected to reach 2940 yuan in 2022.

In 20 18, the total number of retirees of basic old-age insurance in China was117.98 million, and the total expenditure of endowment insurance fund in that year was 4,464.5 billion yuan, so the per capita expenditure of endowment insurance fund was 3 185 yuan. If all kinds of funeral expenses, pensions, relief funds and various subsidies are deducted, it will be good for the per capita pension to reach about 3000 yuan. If we consider the gap between the retirement pensions of enterprises and institutions, the pension level in 20 18 years is 2642 yuan, which is similar.

If it is a pension of 4,700 yuan, it will be close to 5,000 yuan after the pension adjustment in 2022, exceeding the average pension of enterprises by more than 2,000 yuan, which is definitely a higher level pension.

per capita disposable income

We can also talk about per capita disposable income. In 2022, the per capita disposable income of cities and towns nationwide was 42,359 yuan, with an average of 3,530 yuan per month. It is quite rare for a person's pension income to exceed the per capita disposable income. In fact, our per capita disposable income mainly includes four parts: wage income, operational income, property net income and transfer net income. Pension is the main part of net income transfer, and the other part is actually housing accumulation fund.

Wage income of employees

At present, there are still many young people whose wages are far below 4700 yuan. Like our husband and wife, each earns 3500. Even there are many young people in our unit, with a monthly salary of only 23,400 yuan. You can look at the minimum wage levels in various places in the next quarter. In fact, there are still many places in the country where the minimum wage is below 2000 yuan. Speaking of it, like the average salary published by some recruitment websites, these low-paid people are not in the statistical range at all, because people don't go to recruitment websites to recruit.

Therefore, the monthly pension of 4,700 yuan can at least exceed half of the employees.