A: Overall planning of social insurance funds refers to making unified regulations, plans and arrangements for various sources and uses of social insurance funds within the society, and carrying out unified revenue and expenditure, management and operation of social insurance funds accordingly, so as to ensure its balance of revenue and expenditure, rational use, safety, preservation and appreciation, and give full play to its social security function. The scope of overall planning of social insurance funds shows how much overall planning space social insurance funds should have, which is an important symbol of the degree of socialization and security of social insurance. It generally includes:

(1) employer range. According to the requirements of market economy, all kinds of employers should be included in the overall planning, that is to say, all employers (especially enterprises) who are legally obliged to pay insurance premiums for employees should participate in the overall planning, regardless of ownership, legal form, scale and other factors.

(2) the scope of workers. According to the principle of equal protection of workers in the Labor Law, all employers participating in overall planning should include all their employees who enjoy social insurance benefits according to law. In addition, it is necessary to gradually expand the scope of overall planning to other workers.

(3) Insurance coverage and treatment items. From the perspective of protecting workers, in principle, all kinds of insurance benefits should be included in the overall scope. However, in a certain period of a country, due to the level of economic development, social insurance demand and other factors, only some types of insurance are included, and some types of insurance only include some treatment items within the overall planning scope. All kinds of insurance and insurance benefits not included in the overall planning scope are still paid by the employer to the workers or their relatives.

(4) geographical scope. That is, a certain level of overall planning should be implemented in the whole country, the whole province, the whole city or the whole county. This should be determined according to the actual situation of each insurance project, and generally, the level of overall regional planning should be improved according to the development order from low to high. According to the actual situation of unbalanced regional economic development in China, it is appropriate to plan as a whole at the provincial level at present.